Health Insurance Updates

Recent news coverage about possible changes to the Affordable Care Act, also known as ObamaCare, may be causing you to have questions about your Ambetter health insurance coverage. We want to provide helpful information and answer your questions.

Below, you’ll find some questions and answers about the changes.

Yes, for most Americans, it is still a requirement to have health insurance in 2018. In December 2017, the current administration signed a new tax bill into law and changed the mandate or requirement to have health insurance. However, the mandate does not take effect until 2019.

It's important to continue utilizing your coverage as you have been, and paying your monthly premium to ensure you don’t have any gaps in coverage.

No, not at this time. However, executive action was taken in October 2017, which eliminates cost sharing reduction payments – also called CSRs.

As an Ambetter member, your current 2018 monthly premium amount and insurance benefits (deductible, copays and/or coinsurance) will not change because of this CSR decision. Any financial help you may be receiving to lower your monthly premium amount is currently still in effect for 2018. We encourage you to continue utilizing your coverage as you have been and paying your monthly premium to ensure you don’t have any gaps in coverage.

We will contact Ambetter members if there are any additional changes. Please check back for additional updates. 

At this time, most Americans still need to have health insurance and could pay a tax penalty if they do not have coverage. We recommend you discuss this with your tax advisor.

Yes, you should continue paying your monthly premium payments on time to ensure you don’t have any gaps in coverage, lose valuable tax credits, or risk penalties. Ambetter offers a variety of easy ways to pay including online, phone, MoneyGram and mail. Learn More.

No, Obamacare has not been repealed. In December 2017, the current administration signed a new tax bill into law and changed the individual mandate or requirement to have health insurance. However, the change does not take effect until 2019. In 2018, for most Americans, it’s still a requirement to have health insurance.

It's important to continue utilizing your coverage as you have been, and paying your monthly premium to ensure you don’t have any gaps in coverage.

We will contact Ambetter members if there are any additional changes. Please check back for additional updates. 

Please continue to visit our website for up-to-date and accurate information on any changes to the Affordable Care Act, and plans offered on the WA Health Benefit Exchange.